Loan release

One of the key questions for borrowers is when the money will be available. In general, the contractor is going through a delicate moment, where each past day can mean a little more interest added to a debt that is no longer small.

With that in mind, we made this post to explain how loan release works. Keep up!

What are the steps for loan release?

What are the steps for loan release?

Well, before releasing your loan, you need to ensure that you have already chosen which one to contract and know clearly the essential information, such as deadline for repayment,% of interest, documents to be submitted, among others. .

Having done this, you must formally apply for your loan with the chosen financial institution. At this stage, a contract will be drawn up for your signature, as will credit reviews for the bank to approve your request or not.

In general, the credit analysis shares scares off contractors, who are often badly named and are afraid that they will not be able to sign their contracts because their names are on lists of credit protection agencies.

It is noteworthy that some loan modalities, such as payroll loans, have a simplified process, ie, they are not strict with the question of dirty name.

Do I need an account to receive the loan?

Do I need an account to receive the loan?

It is necessary for the loan contractor to have a checking account in his name. However, in most financial institutions the contractor does not necessarily have to be an account holder – that is, you can have an account in one bank, but make a loan in another.

It is noteworthy that the checking account must be the same as the contracted loan, that is, it is not possible to request a loan on your behalf, but you want the payment to be made to a third party account.

How to make the process faster?

How to make the process faster?

As we mentioned earlier, what takes the most time in the process of getting a loan is credit analysis. Therefore, if you have urgency, a good way out is to go for a modality that has the simplest and fastest hiring, as the payroll.

I need an account to receive the loan

I need an account to receive the loan

It is necessary for the loan contractor to have a checking account in his name. However, in most financial institutions the contractor does not necessarily have to be an account holder – that is, you can have an account in one bank, but make a loan in another.

It is noteworthy that the checking account must be the same as the contracted loan, that is, it is not possible to request a loan on your behalf, but you want the payment to be made to a third party account.

How to make the process faster?

How to make the process faster?

As we mentioned earlier, what takes the most time in the process of getting a loan is credit analysis. Therefore, if you have urgency, a good way out is to go for a modality that has the simplest and fastest hiring, such as payroll.

By not seeking your CPF on credit protection lists, payroll is one of the most agile options in the market, which gives you more convenience and peace of mind when the need to receive the contracted amount is great.

Interested? So this is the perfect time for you to access the simulator and check all the conditions to hire your Payroll. The loan release is quick and within a few days you already have the cash in hand. Do not miss the opportunity!

Leave a Comment

Your email address will not be published. Required fields are marked *